Printable and fillable HSMV 82053 - Power of Attorney Form - Florida This individual will be able to apply for an original certificate of title or file papers for a duplicate title, register and transfer this title, and record liens to the vehicle, boat, or mobile home. We have answers to the most popular questions from our customers. 0000042916 00000 n
0000003164 00000 n
0000008510 00000 n
There are two types of Powers of Attorney provided by the Florida Division of Motorist Services: The first, the Secure Power of Attorney (Form HSMV 82995), may be used when you accept a vehicle in trade and: In this sample deal, customer Thomas Jay Ruger has traded a motor home to Allens RV Sales and Service, Inc. Mr. Ruger does not have a title because the paper title is being held by a lienholder. %%EOF
To access email support, please fill out the contact form located here: https://www3.flhsmv.gov/dmv/dmvemailsystem/index.cfm. Using the form, the assigned person can apply for a title and registration, record a lien, or request a duplicate title. Here is how the Secure Power of Attorney (HSMV 82995) would look if you subsequently sold the trade while waiting to receive the title from the lienholder: Now the information added to this power of attorney in Part B must be added to the title so you may transfer title into your customers name. In Florida, to obtain a certificate of title you must, at minimum, have the following: Proof of identity. There will be an area designated for each of these items. 0000007787 00000 n
Adjusting paperwork with our comprehensive and user-friendly PDF editor is easy. Is the best online document update editor. Document. . Use Form HSMV 82053 when an item is exempt from odometer disclosure requirements - it is 10 years old or older, it is not self-propelled, or has a gross vehicle weight rating of more than 16,000 pounds. the following is required: 1. the title is physically being held by a lienholder, or, the customer has lost or destroyed the title, or. In other cases, you are required to fill out Form HSMV 82995, Motor Vehicle Power of Attorney/Odometer Disclosure. Federal law allows this because odometer disclosure was made on a secure form (HSMV 82995) by you and the seller and the subsequent buyer is able to see the recorded odometer reading from the trade. This power will grant a wide scope of actions that can be taken with a vehicle including matters involvingregistration and title of the vehicle motorhome or vessel. (Forms marked with an* may be filled out online and then printed.). 0000021549 00000 n
Never sign the persons name. 0000003951 00000 n
Title to register transfer title or record a lien to the motor vehicle mobile home or vessel described below and to print my/our name and sign their name in my/our behalf* My attorney-in-fact can also do all things necessary to the application or any other related instrument and to bind me/us in as sufficient a manner as I/we myself/ourselves could do were I/we personally present and signing the same. (Form HSMV 85083). Send the completed form to the address found in Floridas FLHSMV location lookup. Use this step-by-step instruction to fill out the HMV 82053 2011-2019 form swiftly and with idEval accuracy. hsmv 82053; How to Edit Your PDF Hsmv 82040 2015-2021 Form Online. The next blank space on this line will require the Vehicle Owners Birth Date entered. Application for Certificate of Title HSMV 82040. 0000008148 00000 n
A Florida motor vehicle power of attorney (Form HSMV 82053) is a document used to accommodate the needs of motor vehicle owners who cannot (or do not wish to) handle their motor vehicle affairs. If you can't find an answer to your question, please contact us. APPLICATION FOR CERTIFICATE OF TITLE - HSMV 82040. The newly revised power of attorney no longer requires notarization. %PDF-1.6
%
Our support agents are standing by to assist you. Fill out all the requested fields (they are yellowish). You may enter information with a compatible browser or software program or you may print it then fill it out. 06/11 S FOR FLORIDA DMV OR TAX COLLECTOR/LICENSE PLATE AGENCY USE ONLY Signature County Agency Date Completed Instructions for Completing the Form HSMV 82101 Section 1 Type of Application lost stolen . 0000009983 00000 n
Use this step-by-step instruction to complete the HMV 82139 form quickly and with excellent precision. In other cases, you are required to fill out Form HSMV 82995, Motor Vehicle Power of Attorney/Odometer Disclosure. Check your local phone book government pages or visit the following website for current mailing addresses: http://www.flhsmv.gov/offices/. Instructions to Complete- Form 82040. Forms, Real Estate Fill form hsmv 82053 1999 actcfl instantly, download blank or editable online. 0000005774 00000 n
Take physical proof of insurance to a Florida driver license office in your area. Complete FL HSMV 82053 within a few clicks by using the guidelines below: Send your FL HSMV 82053 in a digital form when you finish completing it. Execution Requirements In order to be effective, a Florida power of attorney must be signed by the principal and by two witnesses, and be notarized. Report the Vehicle Owners Address, City, State, and Zip Code on the next blank line. HSMV 82040 - REV. We have answers to the most popular questions from our customers. Select the right hsmv 82053 version from the list and start editing it straight away! 0000009422 00000 n
No software. Instructions for Completing Form MV-4ST, "Vehicle Sales and Use Tax Return/Application for Registration" (FOR PENNDOT AUTHORIZED AGENTS USE . endstream
endobj
160 0 obj
<. It allows the lienholder (car dealer, bank, credit union, finance company) to obtain what's known as an ELT DMV ID Number. 0000020349 00000 n
Due to federal and state odometer disclosure requirements, you, the dealer, may only act as attorney-in-fact for your customers under two circumstances: 2. USLegal fulfills industry-leading security and compliance standards. . However this form cannot be used to allow an individual or entity such as a dealership to sign as both buyer and seller for the purpose of disclosing the odometer reading. Get access to thousands of forms. The original of this Power of Attorney must accompany the title when it is reassigned to another dealer or transferred to a retail customer. A licensed dealer and his/her employees are considered a single entity. 0000008331 00000 n
VALID PROOF . signed before a notary public. First, on the blank space labeled Signature of Owner Grantor must be signed by the Vehicle Owner. The unit you are selling is exempt from odometer disclosure requirements because: You will exempt the odometer on the title because it is either 10 or more model years old or is over 16,000 pounds gross vehicle weight. 0000002646 00000 n
Execution Requirements In order to be effective, a Florida power of attorney must be signed by the principal and by two witnesses, and be notarized. This is how Power of Attorney ( HSMV Form 82053) would look when the customer must appoint a third party (someone who does not work for the dealership) as attorney-in-fact. 0000005224 00000 n
This site uses cookies to enhance site navigation and personalize your experience. On the space next to this, the Vehicle Owner should also Print his or her Name on the blank line labeled Legibly Print Name Of Owner Grantor. Make sure the information on this form is recorded accurately. An attorney-in-fact will perform any necessary actions with your property using Form HSMV 82053. 0000004907 00000 n
All Rights Reserved. 0000021863 00000 n
You can download a fillable HSMV 82053 Form through the link below. State its year, make or manufacturer, body type, and the title number. Fill Ga Dmv Form 82053, download blank or editable online. This website or its third-party tools use cookies, which are necessary to its functioning and required to achieve the purposes illustrated in the cookie policy. Full address (street, city, state, and ZIP code). TITLE APPLICATION Form HSMV82053 Power of Attorney for a Motor Vehicle, Mobile Home, Vessel or Vessel With Trailer - Florida. Us, Delete A Florida motor vehicle power of attorney is a form that dictates who can legally complete tasks for a vehicle owner. Confirm you have read the document and that the statements in the form are true. With full power of substitution and revocation I/we hereby ratify and confirm whatever my/our said attorney-in-fact may lawfully do or cause to be done in the virtue hereof* CHECK ONE Year Motor Vehicle Make/Manufacturer Mobile Home Body Type Vessel Title Number Vehicle/Vessel Identification Number NOTICE TO OWNER S COMPLETE THIS FORM IN ITS ENTIRETY PRIOR TO SIGNING* UNDER PENALTIES OF PERJURY I/WE DECLARE THAT I/WE HAVE READ THE FOREGOING DOCUMENT AND THAT THE FACTS STATED IN IT ARE TRUE* Signature of Owner Grantor Legibly Printed Name of Owner Grantor Driver License Identification Card or FEID Number for Owner Date of Birth for Owner if applicable Owner s Address City State Zip Signature of Co-Owner Grantor if applicable This non-secure power of attorney form may be used when an individual or entity appointed as the attorney-in-fact will be completing the odometer disclosure statement as the buyer only or the seller only. Failure to register is a violation of the law and Second deliver the Certificate of Title to the person entitled to it with your notation of discharge of Lien indicated* me is limited as follows NOT LIMITED In order to waive my rights under the Privacy Act 5 U.S.C. Form HSMV 82995, Motor Vehicle Power of Attorney/Odometer Disclosure. By using this website, you agree to our use of cookies to analyze web traffic and improve your experience on our website. Many updates and improvements! 0:37 1:57 How To | Fill Out a Florida Title - YouTube YouTube Start of suggested clip End of suggested clip If more than one owner is listed on the face of the title. Applies to motor vehicles, motor homes, AND vessels titled in Florida. In this case, you the dealer, may be appointed as attorney-in-fact. HSMV 82139 (Rev. By using this site you agree to our use of cookies as described in our. hb``f``>1 48@bS~L,00n`rglUC@nYbWPX*!D}C"e_x
<0c0pjebvFF}`6b`;xSu>^[E&\wm` T9
L3pf`;%Fv %K
HSMV 82053 Power of Attorney. It's important to know how those namesMoreIf more than one owner is listed on the face of the title. Create a high quality document online now! 2. During the Summer 2022 semester, there are several routes to get in touch with the Turfgrass Information Center. Forms 10/10, Features Set 10/10, Ease of Use 10/10, Customer Service 10/10. Pay applicable sales tax and title and registration fees. Get the Form 82053 accomplished. Get Form Commercial Forms 649-F Medical Examination Report for Commercial Driver Fitness Determination The owner must ensure the attorney-in-fact understands the responsibilities and knows how to complete them. This is how it would look: Powers of Attorney Which Ones to Use and How, Guaranteed Automobile Protection Insurance, Air Pollution Control Device Certification, Sales Tax: State and Local Discretionary Sales Surtax, Electronic Temporary Registration System (ETR), Forms Needed for Tag and Title Processing. 0000008876 00000 n
TemplateRoller.com will not be liable for loss or damage of any kind incurred as a result of using the information provided on the site. Highest customer reviews on one of the most highly-trusted product review platforms. This site uses cookies to enhance site navigation and personalize your experience. hbbd```b``+@$'d
D#`&|%QbqzdqWW"P$YF,jjHH"VaZ$V "HV0n`v0L`L + Follow. The vehicle you are selling is exempt from odometer disclosure requirements (over 16,000 pounds gross vehicle weight, or 10 or more model years old and the odometer has already been exempted on the title, or you will exempt the odometer on the title for this transaction, or it is a towable). 0000007115 00000 n
Follow the simple instructions below: Experience all the key benefits of submitting and completing documents online. Vehicle Identification Number and Odometer Verification HSMV 82042 . Back . 0000002086 00000 n
Form HSMV 82053 Instructions Write down the date of signing the form. 0000010529 00000 n
Once the owner files the form with the Florida Highway Safety and Motor Vehicles (FLHSMV), the attorney-in-fact can carry out the requested duties. In general if the owners are joined by the word or like in this example. Draw your signature, type it, upload its image, or use your mobile device as a signature pad. Technology, Power of For general inquiries or to schedule a meeting STATE OF FLORIDA DEPARTMENT OF HIGHWAY SAFETY AND MOTOR VEHICLES DIVISION OF MOTORIST SERVICES SUBMIT THIS FORM TO YOUR LOCAL TAX COLLECTOR OFFICE (Forms marked with an* may be filled out online and then printed.) Here's how it works 01. 0000001693 00000 n
Many updates and improvements! This document outlines the manner in which the attorney-in-fact may sign documents and conduct business on the principal's behalf. It does have to be in writing, signed, witnessed and notarized. HSMV form 82040 is the application for title for the purchaser. If you are titling a motorcycle, scooter, motor vehicle, boat or a trailer weighing more than 2000 pounds, then you would need to complete form 82040. Guide, Incorporation For leased vehicles, Power of Attorney (HSMV 82053) signed by leasing company and copy of lease agreement required. A completed 82040 should be submitted with every title you give to us for processing. It's important to know how those names are joined. 0000043155 00000 n
This site uses cookies to enhance site navigation and personalize your experience. i/we physically inspected the odometer/vin and further agree to defend the title against all claims. 0000003701 00000 n
Guarantees that a business meets BBB accreditation standards in the US and Canada. 0000042694 00000 n
If none of the above exemptions apply and the title is not present at point of sale, the customer must appoint a third-party (who is not an employee of the dealership) as his or her attorney-in-fact using Power of Attorney Form HSMV 82053, which means you are prohibited from signing on behalf of the customer on the title. All information is provided in good faith, however, we make no representation or warranty of any kind regarding its accuracy, validity, reliability, or completeness. Become one of millions of satisfied customers who are already completing legal forms right from their homes. 0000021955 00000 n
trailer<<8a7a059709c31d44d3ab313276756787>]
>>
startxref
0
%%EOF
106 0 obj
<>/Metadata 5 0 R/AcroForm<>>>/Fields[ 112 0 R 113 0 R 114 0 R 118 0 R 122 0 R 126 0 R 127 0 R 128 0 R 129 0 R 130 0 R 131 0 R 132 0 R 133 0 R 134 0 R 135 0 R 136 0 R 137 0 R 138 0 R 139 0 R 140 0 R 141 0 R 142 0 R 143 0 R 144 0 R]>>>>
endobj
169 0 obj<. This may be accomplished only with the secure power of attorney HSMV 82995 when a b the title is physically being held by the lienholder or the title is lost. This is how it would look when the reassignment on the title to the trade is completed based on the Secure Power of Attorney: Remember when signing as attorney-in-fact, you print the persons name then write by POA and sign your name. under penalties of perjury, i declare that i have read the fore 66 going document and that the facts stated in it are true. LLC, Internet Describe your item. The advanced tools of the editor will guide you through the editable PDF template. Here is the key point on this transaction: If you sell the motor home before you receive the title from the lienholder, you and the customer would complete Part B of the same power of attorney form (HSMV 82995). (more than one form hsmv 82040 may be used for additional signatures.) In order to be effective, a Florida power of attorney must be signed by the principal and by two witnesses, and be notarized. Write the date that the contract is being completed. My Account, Forms in You don't need to get any software through your computer or . Keep This Form For Instructions Name: _____ . The document stipulates the purchase price and the condition of the motorized vehicle/vessel. Payoff Quote Mortgage - Fill Online, Printable, Fillable, Blank form hsmv 82053 1999: STATE OF FLORIDA DEPARTMENT OF HIGHWAY SAFETY AND MOTOR VEHICLES DIVISION OF MOTOR VEHICLES Neil Kirkman Get hsmv 82053 2011-2017 form - PDFfiller. 82053 Power of Attorney - revised 06.16.22_0.pdf 49.24 KB. Title: Application For Notice of Lien / Reassignment of Lien or Notice To First Lienholder of Subsequent Lien Author: David Created Date: 11/15/2007 10:08:53 AM . 0000021037 00000 n
0000042311 00000 n
Learn more. 0000041775 00000 n
2022 Electronic Forms LLC. Attorney, Terms of This site uses cookies to enhance site navigation and personalize your experience. Service, Contact Download now. The form can also be used to have the attorney-in-fact carry out tasks for a vessel or mobile home, although it is limited to a single vehicle of any kind per form. You'll be prompted to select the type of question for which you need help. 0000041996 00000 n
Select the PDF button on the right of this page. A Florida motor vehicle power of attorney permits the titleholder of a vehicle in Florida to appoint a trusted individual to represent the owner in all matters involving his or her vehicle or motorhome or vessel with the Department of Highway Safety and Motor Vehicles. 0000009057 00000 n
Become one of millions of happy clients who are already completing legal forms from their . To finalize a POA in Florida, the document must be: witnessed by two people, and. The latest version of the form was issued on June 16, 2022, with all previous editions obsolete. This power of attorney form may be used when: This is how the Non-Secure Power of Attorney (HSMV Form 82053) would look when the dealership is appointed as attorney-in-fact: This is how Power of Attorney (HSMV Form 82053) would look when the customer must appoint a third party (someone who does not work for the dealership) as attorney-in-fact. The next area requiring attention, labeled Driver License, Identification Card, or FEID Number For Owner must have the Vehicle Owners Drivers License or equivalent I.D. Rev. 03/09) S . 0000006580 00000 n
02. 0000006008 00000 n
0000010905 00000 n
301 0 obj
<>stream
Once this document has been completed and signed, bring it or mail it to your local motor vehicle department. All rights reserved. Click Done and download the filled out form to your computer. The Florida motor vehicle power of attorney (Form HSMV 82053) appoints an individual to function as a vehicle owner's representative for various vehicle-related duties. 0000021009 00000 n
Video instructions and help with filling out and completing hsmv 85083 form. Hsmv 82101 - Fill Online, Printable, Fillable, Blank | PDFfiller. 82083: Application to Become an Authorized EFS Agent/Change of Certified Service Provider* 82084: Dealer Plates for Heavy Trucks for Demonstration Purposes* 82089: Insurance Company Motor Vehicle Release Statement* 82090: Insurance Company Motor Vehicle Statement of Fact 82091: Reassignment Supplement to a Certificate of Title* The information from Part B would be added to the first reassignment on the back of the title. Bill of Sale . Theft, Personal The form may be completed in our office if all applicants are present. Report the Date of this document on the Date line located just below the title, 3 Clearly Present The Name Of The Agent, Declare the Full Name of the individual who is being appointed power over a Vehicle Owners Vehicle on the blank space above the words Full Legibly Printed Name Is Required, Indicate the type of Vehicle the Agent is being granted authority over by marking the box labeled Motor Vehicle, Mobile Home, or Vessel.. However, the chosen individual is required to keep a fiduciary duty - the best interest of the owner must be upheld. HSMV 82053 Power of Attorney for a Motor Vehicle, Mobile Home, or Vessel Use this form to allow someone else to perform a title transaction on your behalf with the DHSMV. flhsmv*gov/offices/ POWER OF ATTORNEY FOR A MOTOR VEHICLE MOBILE HOME OR VESSEL Date I/We hereby name and appoint to be my/our Full Legibly Printed Name is Required lawful attorney-in-fact to act for me/us in applying for an original or duplicate certificate of title to register transfer title or record a lien to the motor vehicle mobile home or vessel described below and to print my/our name and sign their name in my/our behalf* My attorney-in-fact can also do all things necessary to the application or any other related instrument and to bind me/us in as sufficient a manner as I/we myself/ourselves could do were I/we personally present and signing the same. 0000019894 00000 n
0000020698 00000 n
Form FL HMV 82053 Form FL HMV 82053 DIVISION OF MOTORIST SERVICES Office of the Secretary of State, P.O. Find the document template you require in the library of legal form samples. A Florida motor vehicle power of attorney (Form HSMV 82053) is a document used to accommodate the needs of motor vehicle owners who cannot (or do not wish to) handle their motor vehicle affairs. Power of Attorney HSMV 82053. When acting for the principal, the attorney-in-fact must have a signed copy of the form to take care of matters that do not involve the FLHSMV, such as privately buying or selling the vehicle. Describe your item. Form HSMV 82053, Power of Attorney for a Motor Vehicle, Mobile Home or Vessel, is a legal document used by an owner of one of the listed items to let another person handle various responsibilities on their behalf, for instance, applying for a certificate of title or selling property. Read the following instructions to use CocoDoc to start editing and finalizing your Hsmv 82040 2015-2021 Form: At first, direct to the "Get Form" button and tap it. 0000006327 00000 n
0000010347 00000 n
This will be done through several items that only the Vehicle Owner/Principal may satisfy. Ensures that a website is free of malware attacks. 0000003779 00000 n
PRIOR LAST NAME CHECK ONE BOX Forward transcript to address on bottom of form STREET NUMBER SPACE STREET NAME OR P. 1 or 2 family homes need not be registered if the owner lives in NYC. 0000009235 00000 n
This may be accomplished only with the secure power of attorney (HSMV 82995) when: (a) the title is physically being held by the lienholder; or (b) the title is lost. Some of the sections may not apply to your particular transaction. . 0000021392 00000 n
Confirm you have read the document and that the statements in the form are true. The answer is YES! A Power of Attorney, like a Trust, does not need to be registered or recorded in the public records in order to be effective. DocHub v5.1.1 Released! Fill in your chosen form 0000006878 00000 n
Legal Disclaimer: The information provided on TemplateRoller.com is for general and educational purposes only and is not a substitute for professional advice. Form HSMV 82053 Instructions Write down the date of signing the form. Seminole County Tax Collector P.O Box 630 Sanford, FL 32772-0630 Send florida form 82053 via email, link, or fax. flhsmv*gov/offices/ POWER OF ATTORNEY FOR A MOTOR VEHICLE MOBILE HOME OR VESSEL Date I/We hereby name and appoint to be my/our Full Legibly Printed Name is Required lawful attorney-in-fact to act for me/us in applying for an original or duplicate certificate of title to register transfer title or record a lien to the motor vehicle mobile home or vessel described below and to print my/our name and sign their name in my/our behalf* My attorney-in-fact can also do all things necessary to the application or any other related instrument and to bind me/us in as sufficient a manner as I/we myself/ourselves could do were I/we personally present and signing the same. Continue reporting on the concerned Vehicle in the table provided. By using this site you agree to our use of cookies as described in our, power of attorney for vehicle transactions florida. State the full name of the individual appointed to be the attorney-in-fact. 0000010163 00000 n
The Owner and/or Co-owner must be the same for ALL vehicles, mobile homes, vessels, or vessels with a trailer listed above. Once the owner files the form with the Florida Highway Safety and Motor Vehicles (FLHSMV), the attorney-in-fact can carry out the requested duties. 0000020188 00000 n
Updated June 02, 2022. number clearly presented. It's important to know how those namesMoreIf more than one owner is listed on the face of the title. Please make sure that the customer is signing their name and printing their name as well. HSMV 82053 (Rev. Provide the following details in FL Form HSMV 82053: You may authorize any individual to act on your behalf in a transaction that involves motor vehicles, watercraft, or mobile homes. Adjusting documents with our extensive and user-friendly PDF editor is easy. Send the new Hsmv 82040 Instructions in a digital form right after you are done with completing it. Type text, add images, blackout confidential details, add comments, highlights and more. That same dealership representative who transferred the information onto the title will complete and sign Part C of the Secure Power of Attorney (see example above). USLegal has been awarded the TopTenREVIEWS Gold Award 9 years in a row as the most comprehensive and helpful online legal forms services on the market today. Indicate your date of birth and actual address. The next area has been supplied so that a Co-Owner will be able to present the same items in just as organized a manner. If you cannot find the answer to your question, please contact us. With full 1999 Form FL HSMV 82053 Fill Online, Printable - PDF Filler. Your information is well-protected, since we adhere to the most up-to-date security standards. This form was released by the Florida Department of Highway Safety and Motor Vehicles, Division of Motorist Services. Please be aware that our agents are not licensed attorneys and cannot address legal questions. Purchaser Printed Name Co-Purchaser Signature of Seller/ Owner/Lienholder Seller/ Owner/Lienholder Co-Owner Duplicate authorization verification completed HSMV 82101 Rev. Look through the whole template to be certain you have filled in all the information and no changes are required. This is a multi-use form, so don't feel like every box needs to have something in it. Initial Registration Fee Exemption HSMV 82002. signature of applicant (owner) date 0000020060 00000 n
The DHSMV form 82053, Power of Attorney for a Motor Vehicle, Mobile Home or Vessel, was revised 07/10. services, For Small Florida Department of Highway Safety and Motor Vehicles, Form HSMV-82050 Notice of Sale and/or Bill of Sale for a Motor Vehicle, Mobile Home, Off-Highway Vehicle or Vessel - Florida, Form HSMV82101 Application for Duplicate or Lost in Transit/Reassignment for a Motor Vehicle, Mobile Home or Vessel Title Certificate - Florida, Form HSMV82053 Power of Attorney for a Motor Vehicle, Mobile Home or Vessel - Florida, Form HSMV86056 Application for a License as a Motor Vehicle, Mobile Home or Recreational Vehicle Dealer - Florida, Form HSMV82498 Notification of Dispute on a Wrecker Operator's Lien for a Motor Vehicle, Mobile Home or Vessel - Florida, Form HSMV84200 Application for a Temporary supplemental Licensefor an off-Premises Sale by a Motor Vehicle, Mobile Home or Recreational Vehicle Dealer - Florida, Form HSMV82050 Notice of Sale and/or Bill of Sale for a Motor Vehicle, Mobile Home, Off-Highway Vehicle or Vessel - Florida, Secret Santa 2022 - How to Plan the Perfect Secret Santa, How to Organize Christmas on a Budget in 2022, Making Christmas Fun for Kids in 2022 - Useful Tips, Celebrating Thanksgiving at Home with Kids, Fun Ideas to Celebrate Halloween With Your Kids in 2022. Mail your information in response to the \u201cwarning letter\u201d you received from DHSMV. endstream
endobj
startxref